• Purchase A Home

Allow the mortgage pro's at Guaranteed to make your home buying dreams come true!  Looking for a complimentary pre-approval or simply looking to discuss your borrowing options?  We are happy to help!  Please email or call us today.

• Refinance

With record low interest rates, now may be the time to have us review your current mortgage to see if it makes financial sense to refinance.  If you are looking to reduce your interest rate, change your current loan term, convert an adjustable rate or interest only mortgage to a fixed rate, give us a call.  The mortgage pro's will go over your options and help you make a decision that makes sense for YOU!

• FHA

Guaranteed Mortgage Company specilizes in FHA loans. The down payment for the FHA loan is only 3.5%. FHA loans allow the seller to assist with up to 6% of your closing costs and for family gift funds to be utilized for the down payment and/or closing costs. FHA loans have very competitive interest rates, lower mortgage insurance premiums (PMI) and less pricing adjustments than Fannie Mae and Freddie Mac backed loans. Talk about FHA loans with one of our Principals with no obligation. They are trained to answer your questions and offer impartial advice. Call 877-592-7878 or email guarmortgage@aol.com.

• VA

A tremendous and well deserved mortgage program for our veterans.   Qualified vets are able to purchase their home without a down payment or a monthly private mortgage insurance premium.   Interest rates are comparable to conventional loans as well!  Refinancing your current loan into a VA loan is also an option for a veteran.  Please call is today to discuss your VA benefits and if a VA mortgage makes sense for you.

• Reverse Mortgage

If you (or you and your spouse) are over the age of 62 and have equity in your home, a reverse mortgage may be the choice for you!  A reverse mortgage is a HUD backed program where you do not have to make a monthly payment.  Looking to payoff your current mortgage, pay your credit card bills or have your property taxes paid?  If you answered yes to any of these questions, a reverse mortgage may be for you.  By far, this is the best program to allow seniors to take the strain off their budgets and remain in their homes.

• Home Equity Loan

Is a type of loan in which the borrower uses the equity in their home as collateral. These loans are sometimes useful to help finance major home repairs, medical bills or college education. A home equity loan creates a lien against the borrower's house, and reduces actual home equity.

Home equity loans are most commonly second position liens (second trust deed), although they can be held in first or, less commonly, third position. Most home equity loans require good to excellent credit history, and reasonable loan-to-value and combined loan-to-value ratios. Home equity loans come in two types, closed or open end. Both are usually referred to as second mortgages, because they are secured against the value of the property, just like a traditional mortgage. Home equity loans and lines of credit are usually, but not always, for a shorter term than first mortgages and may have tax advantages.