FIRST TIME BUYER INFORMATION

Guaranteed Mortgage Company specilizes in FHA loans. The down payment for the FHA loan is only 3.5%. FHA loans allow the seller to assist with up to 6% closing cost assistance and for family gift funds to be utilized for the down payment and/or closing costs.

FHA loans have very competetive interest rates, lower mortgage insurance premiums and less pricing adjustments than Freddie Mac and Fannie Mae backed loans.

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GLOSSARY OF TERMS

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Due To numerous changes in the mortgage industry, it is impossible to post a "generic" interest rate.

In the past year, Fannie Mae and Freddie Mac instituted numerous pricing adjustments and these apply to published mortgage rates.

Final pricing will be determined by your credit score and your mortgage loan to value (loan amount divided by your marked value.) Other factors that may affect pricing rates are property type, property location and number of units.

To get an accurate mortgage rate, you can call 877-592-7878 or email us directly at guarmortgage@aol.com and we will respond to you in timely manner.

SERVICES

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• Purchase A Home
• Refinance
• FHA
• VA
• Reverse Mortgage
• Home Equity Loan

CALL 877-592-7878 OR EMAIL: guarmortgage@aol.com © 2009 Guaranteed Mortgage Company